IT IS CHRISTMAS AND NOT X-MAS

Did you know there is a great difference between the word *CHRISTMAS* and the word *X-MASS*?

If not, then read the following;

CHRISTMAS is combination of 2 words: *Christ* and *Mass*

Before Christ ws born Some so many years ago 25th Dec used to be PAGAN’S day for SACRIFICES.
Later in the year 533 AD Constantine the head of the then Roman Church which is today the Roman Catholic, changed the day from pagan’s day of sacrifices to Jesus Christ’s birth commemoration. He called the day *THE MASS FOR CHRIST* ie *CHRISTMAS*

1. CHRIST in Hebrew means *The Anointed One* or *The Chosen One*

2. MAS in Greek means *A Big Gathering of People*

Thus CHRISTMAS means *The Gathering of Christ*

Then, where did the word *X-MASS* come from?
Be ware!!
Its believed that after the *day of Christ’s gathering* {CHRISTMAS}, became famous n respected worldwide, Atheists n Antichrists decided to change it by removing the name Christ for an *X* to mean that there is no Christ.

It changed the meaning by reading *X-MASS* i.e to mean “there is no Christ’s Gathering”

Merry CHRIST-MAS & NOT X-MAS
X is often used 2 designate a person,thing, factor, whose true name is unknown/withheld.
It’s used to take out, excise,cancel words.
“X” has nothing to do with “Christ” “The Anointed One,” Don’t replace Christ with “X”

Therefore as a Christian don’t use X-MAS but *CHRISTMAS*

We might have made this mistake year in year out by wishing people *X-Mass* instead of *CHRISTMAS*. Let’s all make the correction and be good Christians.

God bless us as we correct this error.

The Lord bless us all and have a *Merry Christmas in advance* not *X-MASS*!!

LET THE INFORMED INFORM THE UNINFORMED

Tsotsi ya Moruti

💒Tsotsi ya moruti 😎

Side chick: call📲
⛪️Moruti: (Answered ) Hallelujah 🙌
Sidechick : 🗣️Re ka kgona go bolela?

Moruti: Modimo o gona wa phela
Sidechick : Bby ke go gopotxe hle
Moruti : praise the Lord
Sidechick : Re bonana neng?

Moruti : Service e ka Friday ka 6 o’clock kerekeng
Sidechick : Mosadi o tlabe a le kae?
Moruti: Lentxu le re Jobo o tlaya ga gabo matxatxi a mararo

Sidechick : Mosadi ga a tlolwa ge a ka kwa ka nna ?
Moruti : Satan ga a na maatla
Sidechick: OK see you
Moruti: Jesu o tla thabela boteng bja ngwana
wa ga gwe

Sidechick : Love you Bby
Moruti : Jesu o rata bana ba ga gwe bjalo ka ge a ithata
Sidechick : Gud night Bby

Moruti: Modimo a be le rena mosegare ke re le boshego le ka service ya Friday a re txhireletxe gore Satan a seke a re fihlela, ke a leboga Amen.
After dropping
Wife: o be o bolela le mang?
Moruti : le paster lekau bby😂😂😂😂😂😂

Life of a Hustler

Should of been a teacher or something right now.
I sometimes regret taking this path. You just go through to much.
Rejection, starvation, depression, losing money, enxiety and do much more. For years before you even become successful.
You saw for years no visible results.
You turn 30 no car no house and your income is still unstable.

But it’s a choice we made.
I look at my peers who are now comfortable and have attained success according to society standards. Are they really happy?

The only reason I chose entrepreneurship was because I did not want to live an ordinary life.

I to want to travel the world. So you telling me some people are done with life? . They will never watch the world cup, the will never drive Ferraris, never own private jets etc.?

I discovered that no matter what you chose life is hard and unfair I might as well live for something big. An ordinary life is still a rip off because you still go through stress and have problems.

I’m sometimes stressed by our mining operations that could soon make us millions. Some one out there has the same stress levels as me but is stressed by a job that is paying him peanuts.

If your happy being an ordinary citezen with an ordinary life its your choice.
I want to go big or die trying.

bluerichesmining #Breakingfree #Sakhile

Let’s be Financially Educated

You get a job
You buy a brand new GTI


Your paying R10044. 00 excluding insurance.
Then you get a bond proper house R10000. 00 pm.

Your net salary is R40k

I get a job my net salary is R25k
I qualify for a R600k bond.
I take the bond and buy 10 rental apartments in the Township


My bond will be R6000 monthly in twenty years.
I then decide to add extra R6000 to my bond every month.
My payment is now R12000 monthly for 5 years. Five years I’ll be done with the bond because I’m putting R6000 axtra every month.
I then use my rental income for the first year to purchase a R70k second hand car cash
.

After 5 years I will own a paid up rental apartment worth R700k and a car worth R35k
My total ROI if rental units are R1500 a room would be R15k monthly.
So in five years I would of made R900k from rental income.
So I then decide to sell all my assets.
Let’s calculate the ROI:
Rental income R900k
Proceeds from Sales R700k +R35k
Bond – R720000, 00
Other expenses maintaince etc – R80000
Net income in five years R835000.00 in my pocket from using the banks money

You in five years your GTI is paid up.
The value is R290k
Your house that you bought for R1 million
The value is R1.5 million but the amount your still owing the bank is R1. 58million

Your ROI.
Proceeds from Sales R290k from the car only
Minus car installments R723000
Minus bond repayments R600k

Your net loss for five years will be an estimated R1 million plus.

See the difference I made R823 in five years you lost R1 million plus.

Yet society still believes someone with one income stream and a luxurious car is financially stable.

This is just an example the calculation may not be accurate.

But notice one thing a house that is not paid up and doesn’t generate an income will always be a liability. It’s not something you’d want to live your children behind with because the bank will rip them off.

2. The car is always a depreciating liability it’s a symbol of success to only the poor.

Never the less let’s be financially educated.

bluerichesmining #Breakingfree #Sakhile

Sad Reality 😪 for 9 to 5 Employees

😪

KA PAY DAY 😪😭 Gwa Nyewa Strong 😪

00:01
SMS: CAPITEC
R8032.58 has been deposited into your account. Reference: Salary Available. Balance R7981.58. Date 27/11/2019

00:10 SMS :
Capitec Bank Loan: -R1700.
Available Balance R6281.58

00:19 SMS:
ABSA: Naedo Track -R590.00
Available Balance R5691.58

00:21 SMS:
Debit order: Power finance -R900
Available Balance R4791.50

00:22 SMS:
ABSA R-1800 Westbank Finance
Available Balance R2991.58

00:26 SMS
Old Mutual -R346.00 Debit Order
Available Balance R2631.80

00:29 SMS
Metropolian Life -R404 Debit Order
Available Balance R2226.57

07:20 SMS
Thabo: Mfethu kopa o nzame ka R500.Ga kena Dijo mo ntlong

08:30 SMS
Phuti: Ekse nja yam, Ako nzame ka R400. ga kena Ya transport for goya spaneng. Ketla gofa month end.

09.40 SMS
Baby Mama: wena o nagana ke bari akere, Ke kgwedi ya bobedi osa send chelete. O nagana ngwana oja eng??

#Reply Capitec: R1000.00 was paid to 0725386543. Call 0860102043

11:30 SMS
Sechaba: Abuti, Old Lady are o mozame ka R250 ya Itu ya transport. Bro Sam are aka se molate next week if ga patele

#reply Capitec: R250.00 was paid to 0735671165. Call 0860102043

12:33 SMS
Sbu: Grootman I hope gawa lebala R1000.00 Kelo Buyer Dieta Tsa December..Ko ba tsena😃

12:41 SMS
Girlfriend: Waitse ke tenega yang ke gopotsa motho gore a send chelete. Ke nyaka go dira manala, ke lokele moriri ke reke le outfit ye new..Ke eme ka wena abuti

14: 28 SMS
Debit order: Avbob Funeral Plan -R260
Available balance R966.50

15:06 SMS
Siya: Please Call Faka Zaka. (Ad) Get funeral cover for you and your family for as little as R408 per month. When you sign with Assupol.

16:58 SMS
Machonisa: Kopa oska nteka tumelo..O batla go nteka tumelo kago bona

#Reply R450 was paid to 0716542887. Call 0860102043

17:05 SMS
Capitec: You have recharged your account with R12 airtime. For quiries please call 086022268

17:05 SMS
Vodacom: Thank you for paying back your airtime advance.R12 has been deducted and you still owe R1

17:20 SMS
Skhalo: Bro yaka ketla go bona next month ka zaka yele.Now gwa nyewa serious

Universities In South Africa With Application Information

EASTERN CAPE

Nelson Mandela Metropolitan University
Phone T: 041 504 1111
Web Address: www.nmmu.ac.za
Application Information

Rhodes University
Phone T: 046 603 8148
Web Address: http://www.ru.ac.za
Application Information

University of Fort Hare
Phone T: 040 653 2312
Web Address: http://www.ufh.ac.za
Application Information

Walter Sisulu University of Technology
Phone T: 047 502 2200
Web Address: http://www.wsu.ac.za
Application Information

FREE STATE

Central University of Technology
Phone T: 051 507 3911
Web Address: www.cut.ac.za
Application Information

University of the Free State
Phone T: 051 401 2114
Web Address: www.ufs.ac.za
Application Information

GAUTENG

University of Pretoria
Phone T: 012 420 4111
Web Address: www.up.ac.za
Application Information

University of South Africa
Phone T: 012 429 3111
Web Address: http://www.unisa.ac.za
Application Information

Tshwane University of Technology
Phone T: 012 382 5911
Web Address: http://www.tut.ac.za
Application Information

University of the Witwatersrand
Phone T: 011 717 1102
Web Address: http://www.wits.ac.za
Application Information

Vaal University of Technology
Phone T: 016 950 9214/5
Web Address: http://www.vut.ac.za
Application Information

University of Johannesburg
Phone T: 011 489 3000
Web Address: http://www.uj.ac.za
Application Information 

KWAZULU-NATAL

Durban Institute of Technology
Phone T: 031 373 2411
Web Address: www.dut.ac.za
Application Information

University of KwaZulu Natal
Phone T: 031 2602227
Web Address: http://www.ukzn.ac.za
Application Information

Mangosuthu University of Technology
Phone T: 031 260 2212
Web Address: http://www.mut.ac.za
Application Information

University of Zululand
Phone T: 035 902 6624
Web Address: http://www.uzulu.ac.za
Application Information

LIMPOPO

University of Limpopo
Phone T: 015 268 2140
Web Address: www.ul.ac.za
Application Information

University of Venda
Phone T: 015 962 8000
Web Address: http://www.univen.ac.za
Application Information

NORTH WEST

North West University
Phone T: +27 18 299-4897
Fax +27 18 299-4910
Web Address: www.nwu.ac.za
Application Information

WESTERN CAPE

University of Stellenbosch
Phone T: 021 808 4654/2721
Web Address: www.sun.ac.za
Application Information

University of Cape Town
Phone T: 021 650 2105/6
Web Address: http://www.uct.ac.za
Application Information

University of the Western Cape
Phone T: 021 959 2911
Web Address: http://www.uwc.ac.za
Application Information

All Bursary Categories in South Africa

List of All Bursaries in South Africa 2019 – 2020

Are you looking for a way to finance your studies? Bursaries in South Africa are the best way to achieve your education goals and finance your studies. South Africa has to offer many Bursaries to help you achieve an education. We have made a list of Bursaries in South Africa. Find the best Bursaries for 2019 and Bursaries for 2020 by taking a look at the list below.

How to Find a Bursary in South Africa to Finance Your Study?

There is no limit for how many Bursaries you can apply so it is best practice to apply for as many as possible that suit your interest and for which you fulfill the requirements. You can either go through this entire list to find a Bursary, or you can select a category to get a better result for what bursaries you can apply for. Remember that for most Bursaries you first have to be approved at your University for your study. After you have been approved you can try to find a way to finance your studies and a Bursary is a very good way to do that.

List of Latest Bursaries 2019 – Bursaries 2020

We get many questions when the Bursaries for 2019 will be open. This depends on the company and the best way is to check the links to the companies website to see if it is already open. We also try to add closing dates which can be found on the homepage.

A

AAUW Bursaries and Scholarships

Afrisam

Anglo American Coal

Anglo Platinum LTD

Allan Gray

ABSA

Aurecon

B

BAT Britisch American Tobacco

De Beers

BBD Bursaries

BestMed Bursaries for Nursing

BMW

BHP Billiton

C

CETA

CSIR

Coca Cola

D

David Morrison Bursary program

Dell Young Leaders Bursaries

Denel Dynamics

Department of Finance (Governmental)

Department of transport (Governmental)

Department of Social Development (Governmental)

Department of Public Works (Governmental)

Department of Higher Education (Governmental)

Department of Correctional Services DCS (Governmental)

Department of Education (Governmental)

Department of Health (Governmental)

Department of Agriculture, Forestry and Fischeries (Governmental)

E

Exxaro

Ernest & Young

Ekurhuleni

Eskom

F

First Rand Laurie Dippenaar

First National Bank

Funza Lushaka

Fidelity Fund

Fulbright Scholarships

G

Great North Transport 

Glencore XSTRATA

Gold Fields

The Gibb Bursary program

H

Haw and Inglis Civil Engineering

Harmony Gold

HESA Commonwealth

HCI Foundation

I

Inscape Bursaries

ISASA

Investec

K

Kantey & Templar Bursaries

KPMG

Kwazulu Natal Health Bursaries

Kumba Iron

L

Lonmin

M

Merseta

Mercedes

MultiChoice Bursaries

Murray & Roberts

Mintek

MTN Bursaries

NMISA Bursaries

N

National Youth Development Agency

National Treasury

The National Skills Fund

The Mayoral Bursary Fund

Netcare Bursaries

Nedbank

NSFAS Bursaries

O

Oxford Graduate Scholarships

Old Mutual

P

Petra Diamonds

Palabora Copper

PWC Price Waterhouse Coopers

R

The Rhodes Trust Scholarship Fund

S

SAMA Bursaries

SANSA

SAPS South African Police Services

SNG Sitze Ntsaluba Gobodo

SAB South African Brewery

SAPPI 

Stefanutti Stocks

SARS

Shoprite

Study Trust

SAIRR

Stanlib

SASOl

Spoornet

The Sun International Bursary Program

The Sacema Bursary Program

SAICA

The South African Military Bursaries

SANDF South African National Defence Force Bursary

Siemens

Standard Bank Bursary

T

Telkom

Thuthuka Bursary Fund

Tiso Foundation Bursaries

U

Unilever

V

Vodacom

Volkswagen

W

We Think Code Bursaries

Water Affairs

WBHO Bursaries

Z

Zambia Scholarship Fund

Owning a car gives your a certain amount of respect in the Township.

Owning a car gives your a certain amount of respect in the Township. You become a man of dignity. People don’t even care whether you afford fuel and the service or not.
Let’s be honest buying a car puts you in another level.

That’s why when someone makes his first R100k or gets his first job he wants a car.
He wants to be on that particular level. He wants respect from the society because no one take you seriously when your still using taxis.

Then again in reality owning a car doesn’t mean your successful. Once you own a car you have many friends. You visit too many people and you spend too much on fuel cost’s.

For some people a car is a necessity. I understand. But for some it’s not much of a necessity it’s just pressure from the society.

That’s one reason a lot of young people who bought cars or fancy cars by age 23 are broke today.
They maintain the image but not a bank balance.

Never allow society to put any amount of pressure on you. What society thinks will never put food on the table for you.

Stay in your own lane. “Don’t fake it till you make it”

Faking it might put you in serious debt especially in these days of instagram.

bluerichesmining #Breakingfree #Sakhile

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